About Your Hospital Bill
If you have health insurance:
If you have health insurance, we will bill your insurance company
(or companies) directly as long as we have all the correct
information.
In many cases, the insurance pays all of the costs of
hospitalization. However, under certain conditions, you may receive
a bill from the medical center for balances not covered by
insurance.
For example, most insurance does not cover the cost of a private
room. If you requested a private room, you may receive a bill for a
portion of your room charge. (You will not have to pay extra if a
private room was medically necessary, or if it was the only room
available. All obstetric patients are cared for in private rooms at
no extra charge.)
Many insurance companies will send you an “Explanation of
Benefits†(EOB) form, which may look like a bill. This form explains
what your insurance has paid for. It is not a bill. In some cases,
you will get separate bills or EOB forms from specialists you saw
while in the hospital, or bills related to special services you
received (such as special lab tests, for example). Again, these are
usually covered by insurance. If any of these bills show that you
owe a balance, call the number on the bill to make sure the billing
company has all your insurance information, or to find out if
payments may have come in since the statement you received was
generated.
If you have questions about your bill please call 401-769-4100,
extension 6679.
If you do not have health insurance:
If you do not have health insurance and you are worried about
paying your hospital bill, please call our financial assistance
office at 401-769-4100, extension 2447.
They will talk with you about whether you may qualify for free
care or government insurance.